Building the Digital Core for a Leading Neo Bank

Building the Digital Core for a Leading Neo Bank

DURATION

6 Months

DURATION

6 Months

CLIENT

Confidential (ASEAN-based Digital Bank)

CLIENT

Confidential (ASEAN-based Digital Bank)

Digital Transformation

Digital Transformation

System Integration

System Integration

Cloud Architecture

Cloud Architecture

API & Microservices Development

API & Microservices Development

PROJECT OVERVIEW
PROJECT OVERVIEW

The client, a fast-growing ASEAN financial institution, set out to establish itself as a digital-first neo bank built on agility, personalisation, and speed. With rising customer expectations and a competitive fintech landscape, the bank needed a robust digital core that could launch new products quickly while maintaining reliability and security. TechnePlus was engaged to design and implement a modern platform capable of supporting rapid growth, omni-channel experiences, and constant innovation, without compromising governance or compliance.

The client, a fast-growing ASEAN financial institution, set out to establish itself as a digital-first neo bank built on agility, personalisation, and speed. With rising customer expectations and a competitive fintech landscape, the bank needed a robust digital core that could launch new products quickly while maintaining reliability and security. TechnePlus was engaged to design and implement a modern platform capable of supporting rapid growth, omni-channel experiences, and constant innovation, without compromising governance or compliance.

The Challenge
The Challenge

The bank’s ambition was to move beyond traditional core banking constraints and operate as a truly digital-only institution. This required a secure, scalable platform that could: – Support high volumes of transactions across loans, deposits, payments, and investments – Integrate with existing systems, third-party marketplaces, and credit decisioning platforms – Enable fast rollout of new features without disrupting day-to-day operations – Deliver a seamless experience across mobile and web channels for an increasingly digital-savvy customer base.

The bank’s ambition was to move beyond traditional core banking constraints and operate as a truly digital-only institution. This required a secure, scalable platform that could: – Support high volumes of transactions across loans, deposits, payments, and investments – Integrate with existing systems, third-party marketplaces, and credit decisioning platforms – Enable fast rollout of new features without disrupting day-to-day operations – Deliver a seamless experience across mobile and web channels for an increasingly digital-savvy customer base.

WHAT WE DID
WHAT WE DID

TechnePlus deployed a modular microservices architecture that unified the client’s core banking, payments, and customer management systems. We designed reusable service APIs to accelerate product launches, automated eligibility and KYC workflows with CRIF decisioning, and optimised backend performance across web and mobile channels. The new platform runs on Azure Cloud with containerised Java Spring Boot services orchestrated on Kubernetes, providing resilience, observability, and the ability to scale on demand. Continuous integration and deployment pipelines ensured frequent, low-risk releases. The result is a seamless digital ecosystem that supports continuous product innovation and real-time scalability.

TechnePlus deployed a modular microservices architecture that unified the client’s core banking, payments, and customer management systems. We designed reusable service APIs to accelerate product launches, automated eligibility and KYC workflows with CRIF decisioning, and optimised backend performance across web and mobile channels. The new platform runs on Azure Cloud with containerised Java Spring Boot services orchestrated on Kubernetes, providing resilience, observability, and the ability to scale on demand. Continuous integration and deployment pipelines ensured frequent, low-risk releases. The result is a seamless digital ecosystem that supports continuous product innovation and real-time scalability.

Technology Stack

Technology Stack

CRIF, Java Spring Boot, Kubernetes, Azure Cloud, REST APIs, Android & iOS apps.

CRIF, Java Spring Boot, Kubernetes, Azure Cloud, REST APIs, Android & iOS apps.